Need an appraisal for an FHA-backed mortgage? Call BCS Appraisal Service

The FHA keeps a roster of approved appraisers for each state - BCS Appraisal Service is on the roster of approved appraisers for TX. We are certified and approved to do appraisal reports for FHA secured loans. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at BCS Appraisal Service is well-trained on how to comply with the rules and regulations provided.

If your financial transaction is FHA certified, that means that the loan has been secured by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is ensure that the mortgage is secure in case the borrower doesn't pay their loan. Applicable to all purchasers, FHA loan programs are formed to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Down payments are often lower with an FHA loan despite using conventional market rates. Purchasers with lower income or less starting money to use as a down-payment on a loan are assisted the most from Federal Housing Administration loan programs.